Installment Agreements

A Structured, Long-Term Path to Paying Off Your Tax Debt

An installment agreement is a formal, long-term arrangement with the IRS to pay off a tax debt in fixed monthly payments, often over several years. Depending on the amount owed and your financial situation, you may qualify for a streamlined agreement with minimal paperwork, or you may need to submit a full financial disclosure to negotiate a partial payment installment agreement.

Mitchell St. Louis, P.A. determines which type of installment agreement fits your situation and negotiates the terms directly with the IRS, working to secure the lowest monthly payment your finances can reasonably support.

What we handle:

Determining eligibility for streamlined vs. full-disclosure agreements
Negotiating partial payment installment agreements when a debt exceeds what can be fully repaid
Preparing required financial disclosures for the IRS
Modifying an existing agreement if your financial situation changes
Preventing default and the collection actions that follow a missed agreement

Why it matters:

Defaulting on an installment agreement can void the arrangement entirely and expose you to liens, levies, or garnishment again. Getting the terms right from the start, based on a realistic budget, keeps your agreement in good standing long-term.

Contact Mitchell St. Louis, P.A. today to schedule a consultation about setting up an IRS installment agreement.